img {
	border: 0;
	padding: 0;
	margin: 0;
}
BODY {
	margin: 0;
	padding: 0;	
	background: #FFFFFF url('../images/bg.gif');
}
* {
	font-size: 12 px;
	font-family: Verdana;
	line-height: 150%;
}

.wrapper {
	border-left: 2px solid #003366;
	border-right: 2px solid #003366;
	background-color: #f7efd6;
}
td {
	vertical-align: top;
}
.nav {
	background-color: #1a5a98;
	width: 145px !important;
	overflow: hidden;
}
.nav * {
	color: #ffffff;
	font-size: 12px;
	font-family: Verdana;
	font-weight: bold;
}
.pad {
	padding: 10px;
}
.footer {
	text-align: center;
	color: #696969;
	padding-top: 40px;
}
.footer, .footer * {
	font-size: 11px;
	font-family: verdana;	
}
.signature {
	font-size: 11px;
	font-family: Verdana;
	color: #634b2a;
}
.title {
	color: #634b2a;
}